Early-Retirement-Options

Thinking outside the box.

There are now many people having to take early retirement on health grounds.
If the person with the illness works for a company providing an early
retirement scheme for those leaving on medical grounds then that can help a lot;
However if it is the spouse of the employee with the ill health problems that
needs round the clock care, then early retirement schemes may not be so helpful.

Do you know all your Early Retirement Options?

There are many web sites that just offer conventional advice and options on early retirement. We suggest an alternative plan.

Are you happy with your Retirement Outlook?

What we did was:- sell off our house in Milton Keynes, pay off our debts:-

And buy a triplex and a duplex in the USA to give us a rental income:-

Together with this one on Isla Margarita to live in the South Caribbean:-

Property is always a good investment.

Retirement ages are being increased, company schemes are being plundered and income from state pensions are in the lap of the gods. If you are happy with your retirement outlook using conventional wisdom then I sincerely wish you luck.

If not then perhaps it's time to think outside the box.

There may be many reasons for early retirement, but ill health or becoming the carer of someone with ill health is a common one and with the increases in retirement ages, it is set to become even more common.

A few years ago I had to give up work to look after my wife. I was already in debt courtesy of my first wife and the CSA and I had been making ends meet by doing overtime; so when I had to give up work there was about £1500 per month going out (much of it 'debt management') and nothing coming in.

To cut a long story short, the only way was to sell the house. The outstanding mortgage was about £48,000 but it was valued at about £160,000 and the endowment policy I had got at the same time was worth about £20,000.

After selling the house, paying off about £30,000 in debts and cashing in the endowment policy we were left with a little over £100,000 to live on.

£100,000 sounds a lot of money, but if you want your own home and a return on investment to fund more than a depressing lifestyle, it's a tight budget. For example, the Annuities-Calculator at www.find.co.uk gives £160,000 as the investment for a 58 year old to give a return of £850 per month.

Now we have a 3-bed bungalow with swimming pool in the Caribbean and two properties in the USA providing us with an income.

It has not been easy and we have learned lessons (some expensive) along the way but it beats a council flat!

It may be easier and cheaper than you think, you just have to think outside the box.

Of course, if you are lucky enough to have few financial worries, then you might still want to consider buy-to-lets as a good investment.

KNOW YOUR OPTIONS

Unless you have a lot more money than sense, you will want to make sure you know what your options are and which one is best for you.

Your retirement should be a happy occasion, but mistakes can turn it into a nightmare.You owe it to yourself and any dependants to be informed.

Obviously everyone's circumstances are different and you have to keep in mind that anyone offering to sort it out for you may well be more concerned about a commission than your best interests.

Have you got what it takes?

It is not easy to 'pull up sticks' and no one would expect you to do it without a good reason.

If you do not think you can say yes to these then my experiences may not help you, though some of it might.

If you think this is for you then buy a copy of this eBook and check it out, it could drastically improve the rest of your life.

The anticipated selling price is £49.99 which is not a lot considering it may save you from making mistakes that could cost you thousands!

Learn how to buy in the USA and set-up property management and learn more about this 'pearl' of the Caribbean, all from the comfort of your armchair!

As a special introductory rate, the eBook is on offer for just £34.99

Buy Now while		Buy Now while
still only £34.99		still only £34.99

This eBook is provided via a link on an email to an .exe file that runs on Windows 95/98/2000/NT/ME/XP machines, if your machine cannot handle this, please use the Feedback form to let me know what sort of file format you need, thank you.

Click on the Book to purchase it.

If you are still unsure about buying this eBook, then perhaps a look at my wife smiling again on the local beaches might help, or if you have any questions then please consider leaving Feedback and we will get back to you.

Oh yes and did I mention that this is a
Duty-Free Island?
Petrol costs about £1.50 to fill your tank!

Warranty & Return Policy

Privacy Policy

© Steve Panting, 2008